“A-Eye” on Coverage: Maximizing Insurance for AI Risks Amid Emerging Exclusions

Published April 8, 2026

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Why it matters

Core event: In April 2026, insurers introduced AI-specific exclusions in liability policies to limit coverage for AI-related risks, ending "silent coverage" under traditional programs like CGL, D&O, and E&O. Verisk's ISO launched optional endorsements CG 40 47

Sources

[1] https://www.jonesday.com/en/insights/2026/04/aeye-on-coverage-maximizing-insurance-for-ai-risks-amid-emerging-exclusions

[2] https://thelens.slaughterandmay.com/post/102lvw3/how-genai-risks-are-reshaping-the-eo-insurance-market-insurance-industry

[3] https://phl-firm.com/generative-ai-insurance-exclusions-2026/

[4] https://www.rgare.com/knowledge-center/article/ai-is-already-reshaping-the-insurance-industry-how-should-regulators-respond

[5] https://www.marketingaiinstitute.com/blog/insurers-move-to-exclude-ai-risks

[6] https://www.insurancebusinessmag.com/us/news/cyber/cyber-insurance-enters-the-ai-risk-era-as-limits-wording-and-underwriting-models-shift-565329.aspx

[7] https://www.hunton.com/hunton-insurance-recovery-blog/the-continued-proliferation-of-ai-exclusions

[8] https://www.hubinternational.com/products/proex/the-advocate/2025/12/ai-risk-and-insurance/

[9] https://www.iowabar.org/?pg=IowaBarBlog&blAction=showEntry&blogEntry=131301

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