Trader Joe's agrees to $7.4M settlement over receipts exposing card digits[1][2]

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Why it matters

Trader Joe's has agreed to pay $7.4 million to settle a class action lawsuit alleging the grocer violated the Fair and Accurate Credit Transactions Act by printing the first six and last four digits of customers' credit and debit card numbers on receipts. The suit, filed in 2019 by plaintiff Brian Keim, covers purchases made between March 5 and July 19, 2019. Trader Joe's denies wrongdoing but agreed to the settlement to avoid continued litigation. No identity theft has been reported in connection with the receipt printing practice.

The Los Angeles County Superior Court is scheduled to approve the settlement on August 10. Eligible class members—anyone who made a credit or debit card purchase at Trader Joe's during the covered period—can submit claims through June 6, 2026, via tj-factasettlement.com or by phone. Individual payouts are estimated at $102.45, subject to court approval and the number of valid claims filed. Customers who wish to pursue separate litigation may opt out by June 9, 2026.

FACTA requires retailers to truncate card numbers on receipts to protect customer privacy. Trader Joe's receipts exposed 10 digits during the four-month window in question. Attorneys handling the case have begun publicizing the settlement and claim deadline to reach affected customers. Anyone who shopped at Trader Joe's with a card during the specified dates should review the settlement details and file a claim before the June 2026 deadline to receive compensation.

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